The development of mobile banking applications has revolutionized the banking sector. Most banks have their customized mobile bank apps to help customers carry out banking activities easily. People could do their banking tasks and transaction from any place by using multipurpose banking applications. Today, these apps have gained much popularity for easy accessibility and other user-friendly banking features.
The mobile banking apps of the best private banks in India offer smart features and tools to enable the users carry out most of the banking online. The IDFC FIRST Bank mobile banking app provides is designed to offer unique and effective transaction tools to help you do you manage your finances, check account balances, apply for a loan, and invest money in any deposit schemes or mutual funds.
Here are some tips to maximize the use of online banking app:
- Open a bank account online and get a debit card
You can download the IDFC FIRST Bank mobile app from the Play Store or App Store on your mobile phone and register yourself for the mobile banking facility. To get complete accessibility and benefits, open a new digital account online. The app will also enable you to apply for a debit card on phone after opening a savings or current bank account online.
- Manage all your accounts under one platform
The IDFC FIRST Bank mobile app allows the customer to link all accounts of different banks on a single platform on the app. This will help the customer manage all accounts. The customer can do transactions without moving from one page to another to log onto the bank account. The bank account check facility helps to check everything from payments to the bank, to the total balance of all bank account the customer holds.
- Get instant mini-statement
This user-friendly application helps you get a bank mini statement and know recent transactions instantly. You can check the total balance, transactions, and money transfers using it.
- Get different types of loans with minimal documentation
The IDFC FIRST Bank mobile banking app helps clients to get personalized mobile finance such as personal loans, home loans, and car loans at a low-interest rate with minimal documentation. The user can get an instant loan within an hour for their immediate requirements such as education, medical expenses, marriage, purchasing home appliances, and so on.
- Scan and Pay UPI feature
The app helps the user to pay and accept payments instantly using the Unified Payment Interface (UPI) app. A UPI QR code is generated, and the customer can use the ‘Scan & Pay’ feature to pay the bills. Most banking apps offer UPI transactions, where the user can use the ‘Scan & Pay’ feature to pay and receive money instantly.
- Credit Card rewards redemption:
The IDFC FIRST Bank mobile banking app offers a lifetime free credit card. You can purchase things, pay bills, shop online, withdraw money, and get low or zero percentage gain points for each purchase. Further, you can use these points to pay for other purchases.
With the IDFC FIRST bank mobile app, you can have the features customized to easily access the most commonly used tools. If you are still looking for a suitable banking app, you are at the right place!