Category: Finance

Chargebacks are a frustrating and costly occurrence for businesses. They can hurt a business's cash flow and reputation with card associations. A few practical tools and technologies can help you reduce credit card chargebacks. These include customer service, dispute resolution, and fraud detection. Collect Additional Information Chargebacks are a real headache for merchants, costing them money and their reputation. But they are also a critical metric financial services companies use to determine the risk of lending or processing payment cards. But there are ways to reduce the number of chargebacks. One is to create customer-friendly exchange and refund policies that minimize the possibility of cardholders disputing charges. Another effective tool is to collect additional information

Making your water bill payment online has never been easier. In fact, Airtel Payments Bank has not just made paying water bills but also electricity bills, postpaid mobile bills, recharges, FASTag and so much more possible in a single app. Moreover, the lucrative discounts they offer just act as the cherry on the cake, making you want to go for Airtel Payments Bank. Another big reason to choose Airtel Payments Bank is the variety it offers. While not every payment app would have enlisted every distributor, Airtel Payments Bank doe its best to include as many as possible. So, if you plan to make your water bill payment online via Airtel Payments Bank, be rest assured that you’ll definitely find your distributor enlisted here. Given below is a list of over 30 distributors across the nation

Being financially stable is considered one of the essential things in life. With the pandemic, many lost their jobs, creating unrest for what lies in the future. After seeing what many went through in the last few years, the need for an alternate source of income has become apparent. One should always have a backup in case their primary source of earning gets affected. The good thing is that there are other opportunities for one to make a handsome earning. You do not even need to step out of the house to supplement your wealth. A lot can be done with just a few clicks on a smartphone. Connecting with people, paying off bills, ordering things for the house, and so much more can all get done with the help of a smartphone. More importantly, one can even earn money with it! Financial institu

If you want to accumulate wealth for retirement, you need to seriously consider investing in the market. Just saving money is not enough and, it is not even practical. One possible investment option that you can opt for is mutual funds or their numerous variants. Apart from accumulating wealth, another reason why people consider investing is to save taxes. When it comes to mutual funds, there is one scheme that can help you in saving taxes. The said scheme is ELSS, i.e., an equity-linked savings scheme, which is known for investing primarily in equities. However, one of its alluring features is its tax-saving facilities. But there is another scheme that isn’t a mutual fund variant. The said scheme is the public provident fund, i.e., PPF. If you are wondering, which one to choose between t

A home loan is a type of unsecured loan. If you wish to purchase a plot of land, under-construction property or a new home, you can apply for a home loan. However, a loan against property (LAP) is a kind of secured loan that can help meet a range of financial requirements. As the name of the loan suggests, you need to pledge a property (residential or commercial) as collateral to apply for the required loan amount. Here are the other points of differences between these two types of loans. Interest Rate The rate of interest plays a crucial factor when you apply for a loan. It determines the interest you pay as a part of the EMIs. A home loan usually has a lower interest rate than a loan against property. However, if you choose a reputed lending bank, you can get competitive interest rat

General liability insurance is a type of private life insurance that can be used to cover things like medical bills, car repairs, and other property damage caused by an auto accident, for example, you might have general liability insurance if you were injured in an auto accident and your insurer knows about it and covers you for the costs associated with your medical bills. If you’re not sure what type of insurance to get, it’s always a good idea to talk to someone who knows beforehand, so here are some tips on getting covers for general liability insurance:  Know the Types of Insurance you Need One of the most important things you can do to protect yourself and your family this coming winter is to know what types of insurance you need. The good news is that there are plenty of good

A home loan application rejection not just results in disappointment but also makes you miss out on the chance of becoming a homeowner early in life. However, there are various ways to make sure that your application goes through. One of the ways is adding a co-applicant. Before you use this option to apply for a home loan, it is crucial for you to measure the pros and cons of availing a joint home loan. Let’s first start with understanding who a co-applicant is: A co-applicant is the one who participates in the home loan underwriting and approval process with you. They are usually considered as secondary to the principal applicant. On the viewpoint of loan’s rights, a co-applicant is not the same as a guarantor or co-signer. A co-signer or guarantor helps a primary applicant to obtain

When it comes to investment options, Amsterdam offers a variety of choices for investors. You can invest in real estate, bonds, stocks and more. However, one option that is often overlooked is options trading. Trading options can be a great way to add diversity to your portfolio and generate additional income. This article will explore how to leverage options in your portfolio in Amsterdam. What are the options? It's a contract that gives the buyer the right, without the obligation, to buy/sell an asset at a price within a period. Call options and put options are two forms of derivatives. A call option allows the buyer to purchase the asset, whereas a put option gives the buyer the right to sell it. Why trade options? There are several reasons why investors might opt to trade optio

The development of mobile banking applications has revolutionized the banking sector. Most banks have their customized mobile bank apps to help customers carry out banking activities easily. People could do their banking tasks and transaction from any place by using multipurpose banking applications. Today, these apps have gained much popularity for easy accessibility and other user-friendly banking features. The mobile banking apps of the best private banks in India offer smart features and tools to enable the users carry out most of the banking online. The IDFC FIRST Bank mobile banking app provides is designed to offer unique and effective transaction tools to help you do you manage your finances, check account balances, apply for a loan, and invest money in any deposit schemes or mutu

Bitcoin, in particular, has an image for being a totally anonymous means of payment that is unaffected by monitoring or meddling. However, a deeper examination reveals that these virtual currencies expose far more info about you than you would imagine. The major problem with Bitcoin is its wallet, which is where your Btc is kept. The majority of cryptocurrency wallets are pseudonymous instead of anonymous. Anonymity is defined as being "nameless" (derived from the Greek phrase "without name"), however your wallet provides you with a fictitious name, a pseudonym. You'll receive some jumbled numbers and letters instead of "Mark Twain," but the concept is the same. Despite the fact that the Btc Project itself discloses this details, many consumers believe that because their wallet addresses